Understand that you can receive your money two to three weeks earlier if you use direct deposit for your federal income tax refund.
Use direct deposit if you are filing IRS Form 1040, 1040A, 1040EZ or 1040NR.
Find out the routing transit number of your bank and the number of your account.
Write the routing transit number, bank account number and account type - savings or checking - in the refund area of a paper return.
Or, give the information to your authorized e-file provider if you are filing electronically.
Send in your return by mail or electronically.
Look at the line of numbers at the bottom of one of your blank checks. Don't use the numbers on a deposit slip if those numbers are different.
Ignore the numbers that designate the check number, which is duplicated at the top of the check.
Look for the bank's routing number. It will be nine digits long and is usually on the bottom left of your check. The first two numbers will be 01 through 12 or 21 through 32.
Look for your account number. It will be the remaining numbers.
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